Aviation General Liability (AGL) insurance closely resembles Commercial General Liability (CGL) insurance by providing coverage if a third party is injured on your property or due to your actions. AGL policies are essential because most CGL policies exclude aviation-related risks. Typically offered to aviation businesses operating on airport property, AGL policies can also include product liability and completed operations coverage, if desired.

Another optional component of AGL policies is Hangarkeepers Limited Liability (HKLL) coverage. Similar to Garagekeepers coverage in a CGL policy, HKLL applies when you assume care, custody, or control of a third-party aircraft. If your business involves aircraft maintenance, movement, or storage, this coverage may be worth considering.