Just as Aviation General Liability policies differ from Commercial General Liability policies, Aviation Auto, Inland Marine, and Property policies are essential because standard commercial and personal auto, inland marine, and property policies typically do not cover airport-specific exposures.

If your business operates on an airport and you own the building or hangar where you store your aircraft, consider purchasing an aviation property policy to insure the structure.

Similarly, if you drive your vehicle within the secure area of an airport or Aircraft Operating Area (AOA), it’s advisable to purchase an aviation auto policy, as most standard auto policies exclude coverage within the AOA.

Lastly, Inland Marine insurance covers equipment, tools, and other movable property used at job sites, stored in warehouses or hangars, or transported over land. This includes items like tools, lawn mowers, UTVs, spare engines, engine lifts, and more.