Rotor-Wing Hull Insurance covers losses resulting from physical damage to the rotor-wing aircraft due to various perils, such as prop strikes, foreign object damage (FOD), hard landings, and collisions.

Rotor-Wing Liability Insurance provides coverage for the rotor-wing owner or operator against third-party property damage and bodily injury liability. This includes incidents like third-party passenger injury, collisions with non-owned hangars, and mid-air collisions with other rotor-wing aircraft.