Unmanned aircraft vehicle (UAV) insurance, also known as drone insurance, covers damage to people, property, and the drone itself: 

• Liability

  Covers damage to people or property caused by the drone. This includes lawsuits for bodily injury, property damage, and privacy issues. 

• Hull

  Covers damage to the drone while it's on the ground or in flight, including disappearance. 

• Physical damage

  Covers physical damage to the drone. 

• Electronic malfunctions

  Covers loss due to electronic malfunctions, failure of electronic components, accessories, and power equipment. 

• Hi-jacking

  Optional coverage for hi-jacking or any unlawful seizure or wrongful exercise of control.